what about some sort of veBorrow bond where you can borrow at a varying rates depending on how long you want to lock in your collateral, longer collateral locks = more revenue for anc and better rates for long term lockers. short term borrowers still can use the app the exact same as lending markets should be open to all without any wild locks but long term borrowers can bond their collateral for x amount of time, the longer lockers get their tokens as vested anchor so they cant just max lock and dump then they can swap veANC/ANC after the vesting ends and the longer you borrow for the higher rate of veANC you get into your vesting
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