@bitn8 What do you think about the possibility of adding a time locked deposits in conjunction with stable interest borrowing?
It could potentially add more borrowing alternatives and offer better apys for those willing to loan their money for longer periods.
I must point out that I am not proposing a similar method to aave where borrowers take a stable loan from a variable deposit pool. But rather stable borrowers borrow directly from stable/time locked depositors.
I would speculate that, eventually with enough competition for higher yields, time locks would become the most used option and the stable borrow aprs would be very attractive (attractive meaning low) as well.
That could make anchor the leading platform for both stable deposit AND borrow interest rates…
How does it sound to you?