# Where is the UST deposited on Anchor Protocol being used for?

**URL:** <https://forum.anchorprotocol.com/t/where-is-the-ust-deposited-on-anchor-protocol-being-used-for/3559>\
**Category:** General\
**Created:** [March 16, 2022, 11:08pm UTC](https://forum.anchorprotocol.com/t/where-is-the-ust-deposited-on-anchor-protocol-being-used-for/3559 "2022-03-16T23:08:41Z")\
**Posts on this page:** 1\
**Showing post:** 3

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**Author:** ![Thais](https://sea2.discourse-cdn.com/flex016/user_avatar/forum.anchorprotocol.com/thais/32/971_2.png) [@Thais](https://forum.anchorprotocol.com/u/Thais)\
**Post date:** [March 17, 2022, 2:50am UTC](https://forum.anchorprotocol.com/t/where-is-the-ust-deposited-on-anchor-protocol-being-used-for/3559/3 "2022-03-17T02:50:09Z")

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> [@narco78](#):
>
> We should also build out an insurance or a fund

@narco78 I feel you

### **Insurance**

Inside the Anchor Protocol they link to some third party insurers where you are able to purchase insurance for both depegging and smart contract risk for about 7.32% a year total.

[![Anchor Protocol is Great But Its 20% APY Is Unsustainable 5](https://us1.discourse-cdn.com/flex016/uploads/anchor/original/1X/e565e21256f12004d0eb5ee6e615394848287710.png "Anchor Protocol is Great But Its 20% APY Is Unsustainable 6")](https://wantfi.com/wp-content/uploads/2021/12/unslashed-insurance-anchor-protocol.png)

Ultimately the insurer decides what they will pay out

> [@Using ANC with Ozone Insurance](http://forum.anchorprotocol.com/t/using-anc-with-ozone-insurance/791):
>
> Unsure exactly how this would work but thought I’d put it out there as a germ of an idea. Everyone knows ANC is currently suffering as there are far more savers currently than borrowers. Many people who want to use Anchor Earn have been afraid in the past to bring in the big money due to the lack of security/insurance cover, myself included. What if we could tie up ANC and Ozone somehow to enable a special Ozone discount and/or added benefits than those on offer in the standard Ozone package. …

[https://agora.terra.money/t/proposal-community-pool-spend-boostrap-ozone-from-terra-community-pool-to-provide-capacity-for-broader-terra-ecosystem/4697](https://agora.terra.money/t/proposal-community-pool-spend-boostrap-ozone-from-terra-community-pool-to-provide-capacity-for-broader-terra-ecosystem/4697)

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