# What happen if?

**URL:** <https://forum.anchorprotocol.com/t/what-happen-if/68>\
**Category:** Mechanism\
**Created:** [March 17, 2021, 9:44pm UTC](https://forum.anchorprotocol.com/t/what-happen-if/68 "2021-03-17T21:44:55Z")\
**Posts on this page:** 5\
**Page:** 1

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**Author:** ![thaivi](https://avatars.discourse-cdn.com/v4/letter/t/439d5e/32.png) [@thaivi](https://forum.anchorprotocol.com/u/thaivi)\
**Post date:** [March 17, 2021, 9:44pm UTC](https://forum.anchorprotocol.com/t/what-happen-if/68/1 "2021-03-17T21:44:55Z")

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What happen if deposit and borrow pool are equal and then someone what to withdraw his UST?  
Can he withdraw and where the money come from?  
Will borrowers be force to be liquidate or need to repay the money back?  
I still don’t understand the mechanic completely.

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**Author:** ![ryanology045](https://sea2.discourse-cdn.com/flex016/user_avatar/forum.anchorprotocol.com/ryanology045/32/14_2.png) [@ryanology045](https://forum.anchorprotocol.com/u/ryanology045)\
**Post date:** [March 18, 2021, 6:39am UTC](https://forum.anchorprotocol.com/t/what-happen-if/68/2 "2021-03-18T06:39:20Z")

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While cases like this could occur, the floating borrow interest rate algorithm in Anchor sets incentive structures to prevent this as much as possible.

The interest rate accrued to borrowed UST (something that borrowers have to pay) increases as there’s more people borrowing; borrowers are naturally incentivized to make repayments, allowing deposits to be withdrawn.

- Anchor is initially set to have only 95% of the deposits lendable

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**Author:** ![bigedty](https://sea2.discourse-cdn.com/flex016/user_avatar/forum.anchorprotocol.com/bigedty/32/1047_2.png) [@bigedty](https://forum.anchorprotocol.com/u/bigedty)\
**Post date:** [March 22, 2022, 4:11am UTC](https://forum.anchorprotocol.com/t/what-happen-if/68/3 "2022-03-22T04:11:45Z")

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well summarized, not or tldr, TL;DR, tl;dr. rather  
direct and concise with the main points  
Thanks  
@ryanology045

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**Author:** ![narco78](https://avatars.discourse-cdn.com/v4/letter/n/8dc957/32.png) [@narco78](https://forum.anchorprotocol.com/u/narco78)\
**Post date:** [March 22, 2022, 5:09am UTC](https://forum.anchorprotocol.com/t/what-happen-if/68/4 "2022-03-22T05:09:01Z")

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Can any of the mods put time locks on threads? Anything that hasn’t had a response for 60 days can certainly be closed for new replies.

We’re seeing too many thread responses like this one that have no purpose whatsoever and are littering the forum.

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**Author:** ![DevRaiden](https://avatars.discourse-cdn.com/v4/letter/d/96bed5/32.png) [@DevRaiden](https://forum.anchorprotocol.com/u/DevRaiden)\
**Post date:** [March 22, 2022, 10:02am UTC](https://forum.anchorprotocol.com/t/what-happen-if/68/5 "2022-03-22T10:02:28Z")

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Yes should be closed