# Safe Risk Ratio is still 0.8? Or 0.75 now?

**URL:** <https://forum.anchorprotocol.com/t/safe-risk-ratio-is-still-0-8-or-0-75-now/2714>\
**Category:** General\
**Created:** [February 12, 2022, 7:09pm UTC](https://forum.anchorprotocol.com/t/safe-risk-ratio-is-still-0-8-or-0-75-now/2714 "2022-02-12T19:09:46Z")\
**Posts on this page:** 6\
**Page:** 1

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**Author:** ![VictoryRice](https://avatars.discourse-cdn.com/v4/letter/v/d07c76/32.png) [@VictoryRice](https://forum.anchorprotocol.com/u/VictoryRice)\
**Post date:** [February 12, 2022, 7:09pm UTC](https://forum.anchorprotocol.com/t/safe-risk-ratio-is-still-0-8-or-0-75-now/2714/1 "2022-02-12T19:09:46Z")

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The docs say partial liquidations reduce your borrowed amount to just under 80% of your borrow limit (Safe Risk Ratio of 0.8: [Loan Liquidation - Anchor Protocol](https://docs.anchorprotocol.com/protocol/loan-liquidation#:~:text=safe%20risk%20ratio%20of%200.8%3B)).

With the recent changes in the webapp UI that now show borrow % now instead of LTV, I notice that 75% is called out the “recommended” limit (below which the bar stays green). Will partial liquidations still bring borrowed amount to just under 80% of the borrow limit, or is 0.75 the new safe risk ratio for partial liquidations?

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**Author:** ![bitn8](https://sea2.discourse-cdn.com/flex016/user_avatar/forum.anchorprotocol.com/bitn8/32/61_2.png) [@bitn8](https://forum.anchorprotocol.com/u/bitn8)\
**Post date:** [February 15, 2022, 3:04pm UTC](https://forum.anchorprotocol.com/t/safe-risk-ratio-is-still-0-8-or-0-75-now/2714/2 "2022-02-15T15:04:33Z")

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The max borrow usage is now a measure of your LTV, meaning once you hit 100% you start getting liquidated. See below:

 ![image](https://us1.discourse-cdn.com/flex016/uploads/anchor/original/1X/e550b4dfee07143d54d1101799f622a8f496d40c.png)

So once you hit 94.99% you are risking liquidation because the market can easily move you to max 100% borrow usage or 80% LTV. They are synonymous with bLUNA. It gets a bit complicated if you have both bETH and bLUNA since they are different LTVs, hence the borrow usage, not LTV metric.

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**Author:** ![VictoryRice](https://avatars.discourse-cdn.com/v4/letter/v/d07c76/32.png) [@VictoryRice](https://forum.anchorprotocol.com/u/VictoryRice)\
**Post date:** [February 15, 2022, 7:45pm UTC](https://forum.anchorprotocol.com/t/safe-risk-ratio-is-still-0-8-or-0-75-now/2714/3 "2022-02-15T19:45:19Z")

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Right, I do understand that. My question is, when you hit 100%, how much of your collateral is liquidated? Reading the documentation I linked to, it would appear the answer is, “enough to bring borrow usage down to just under 80%”. I just wondered if the docs were out of date, since 75% is considered the recommended maximum in the UI.

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**Author:** ![bitn8](https://sea2.discourse-cdn.com/flex016/user_avatar/forum.anchorprotocol.com/bitn8/32/61_2.png) [@bitn8](https://forum.anchorprotocol.com/u/bitn8)\
**Post date:** [February 15, 2022, 9:02pm UTC](https://forum.anchorprotocol.com/t/safe-risk-ratio-is-still-0-8-or-0-75-now/2714/4 "2022-02-15T21:02:26Z")

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That all depends on how much you have and how much is needed to bring you back within the LTV…its very contextual.

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**Author:** ![jc69](https://avatars.discourse-cdn.com/v4/letter/j/e68b1a/32.png) [@jc69](https://forum.anchorprotocol.com/u/jc69)\
**Post date:** [February 17, 2022, 3:02pm UTC](https://forum.anchorprotocol.com/t/safe-risk-ratio-is-still-0-8-or-0-75-now/2714/5 "2022-02-17T15:02:52Z")

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it’s still 80% in the liquidation context:

[https://finder.terra.money/columbus-5/address/terra1e25zllgag7j9xsun3me4stnye2pcg66234je3u](https://finder.terra.money/columbus-5/address/terra1e25zllgag7j9xsun3me4stnye2pcg66234je3u)

for the current config, you click on the “query” button, and type in

{“config”:{}}

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<div class="post-metadata">

**Author:** ![VictoryRice](https://avatars.discourse-cdn.com/v4/letter/v/d07c76/32.png) [@VictoryRice](https://forum.anchorprotocol.com/u/VictoryRice)\
**Post date:** [February 17, 2022, 6:11pm UTC](https://forum.anchorprotocol.com/t/safe-risk-ratio-is-still-0-8-or-0-75-now/2714/6 "2022-02-17T18:11:27Z")

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> [@jc69](#):
>
> {“config”:{}}

Very cool, thank you for teaching me this.