# \[Proposal\] Terralytics - Increase Borrow Demand via ANC Value Capture from Deposit Growth

**URL:** <https://forum.anchorprotocol.com/t/proposal-terralytics-increase-borrow-demand-via-anc-value-capture-from-deposit-growth/3354>\
**Category:** Mechanism\
**Created:** [March 11, 2022, 10:38am UTC](https://forum.anchorprotocol.com/t/proposal-terralytics-increase-borrow-demand-via-anc-value-capture-from-deposit-growth/3354 "2022-03-11T10:38:14Z")\
**Posts on this page:** 1\
**Page:** 6

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**Author:** ![gametheory](https://avatars.discourse-cdn.com/v4/letter/g/dfb087/32.png) [@gametheory](https://forum.anchorprotocol.com/u/gametheory)\
**Post date:** [May 4, 2022, 6:57pm UTC](https://forum.anchorprotocol.com/t/proposal-terralytics-increase-borrow-demand-via-anc-value-capture-from-deposit-growth/3354/105 "2022-05-04T18:57:52Z")

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Definitely a no for this proposal, veANC is the way to go.

No earners will appreciate having 25% of their yield paid in a volatile asset, and savers will not appreciate the 5% ANC value requirement to receive 100% UST yield, also it eliminates the elegant aUST composability system and makes calculations much more complex.

This proposal defeats the purpose of a simple savings product and will scare away normies and hinder mass adoption.

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