# \[Proposal\] Change Earn APY depending on ANC stakings

**URL:** <https://forum.anchorprotocol.com/t/proposal-change-earn-apy-depending-on-anc-stakings/2598>\
**Category:** General\
**Created:** [February 4, 2022, 10:00am UTC](https://forum.anchorprotocol.com/t/proposal-change-earn-apy-depending-on-anc-stakings/2598 "2022-02-04T10:00:23Z")\
**Posts on this page:** 1\
**Showing post:** 2

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**Author:** ![bitn8](https://sea2.discourse-cdn.com/flex016/user_avatar/forum.anchorprotocol.com/bitn8/32/61_2.png) [@bitn8](https://forum.anchorprotocol.com/u/bitn8)\
**Post date:** [February 4, 2022, 3:46pm UTC](https://forum.anchorprotocol.com/t/proposal-change-earn-apy-depending-on-anc-stakings/2598/2 "2022-02-04T15:46:31Z")

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There has been a lot of talk about this before. Please see these thread:

> [@Make ANC more valuable by giving premium yield only to ANC holders](http://forum.anchorprotocol.com/t/make-anc-more-valuable-by-giving-premium-yield-only-to-anc-holders/852/74):
>
> With the introduction of the Borrow v2, and the possibility of having bANC (or any other ANC derivative) as collateral, could this also be an opportunity to include incentives for ANC derivative collaterals to the protocol? For example, we could add a hypothetical 15% LTV increase for collateral amount in ANC derivatives over other types of collateral, valued in UST, i.e.: other collateral = 9000 UST total ANC derivatives collateral = 1000 UST effective collateral value = (9000+1000\*1.15)=101…

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